Adaptive Reserving using Bayesian Revision for the Exponential Dispersion Family

By Greg Taylor, Grainne McGuire

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Abstract

This paper investigates the practical aspects of applying the second-order Bayesian revision of a generalized linear model (GLM) to form an adaptive filter for claims reserving. It discusses the application of such methods to three typical models used in Australian general insurance circles. Extensions, including the application of bootstrapping to an adaptive filter and the blending of results from the three models, are considered.

KEYWORDS: Adaptive filter, adaptive reserving, Bayesian revision, bootstrap, dynamic generalized linear model, DGLM, loss reserving, model blending, stochastic reserving

Citation

Taylor, Greg, and Grainne McGuire, "Adaptive Reserving using Bayesian Revision for the Exponential Dispersion Family," Variance 3:1, 2009, pp. 105-130.

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Variance is a peer-reviewed journal published by the Casualty Actuarial Society to disseminate work of interest to casualty actuaries worldwide. The focus of Variance is original practical and theoretical research in casualty actuarial science. Significant survey or similar articles are also considered for publication. Membership in the Casualty Actuarial Society is not a prerequisite for submitting papers to the journal and submissions by non-CAS members is encouraged.